The private academy for the new money system

Banks built fortunes on your money.
Now it’s your turn.

A second money system is being built right beside the banks. For the first time, ordinary people can sit where the bank sits. We show you how, step by step, with your money always in your own hands.

Be your own bank.

01 · The old bank

Integrated with

Built for serious savers.

Learn how to earn like a bank on your savings, from a team that does it every day, without ever handing your money to anyone.

0+_opportunities checked by our team every hour
OffBankvaults / multi-strategyON-CHAIN

    Strategy mix

      Backtest · growth of $100k

      Under the hood

        Taught with

        Self-custodyPlain EnglishLive sessionsDesk research1:1 calls
        WALLET YOURKEYS KEYSTONEPLANPROTECT ✓ YIELD
        ~0 custody · your wallet → your yield

        Self-custody first.

        Your money never leaves your own wallet. We teach you to hold your keys, read every position and earn without handing anything to us.

        YOUR SAVINGS · BANKIDLE YOUR SAVINGS · WITH OFFBANKWORKING
        ↑ you become the lender · ↓ bank spread

        Be the bank. Keep the spread.

        Banks lend your deposits and keep the difference. Now you can sit on the lending side yourself, and we show you exactly who is paying you, and why.

        YIELDBOARDYOU
        25,000+ sources1 shortlist

        One desk. Less noise.

        Every hour we scan 25,000+ places your money could earn, throw out the ones that don't hold up, and teach you the few that do.

        A smarter home for your savings.

        The same markets the biggest banks and funds now use. Your money stays in your own account, in your name, never with us.

        // method

          // security

            Start with one call.

            Thirty minutes with our founder. We map the Keystone Method to your savings, and you leave with a plan whether you join or not.

            Just go to offbank.co/call

            See what your bank really pays.

            Enter your savings. We'll show what the average bank pays, and what inflation quietly takes back.

            You lose · buying power
            $0
            Breakdown
            Bank interest (0.38%)
            $0
            Inflation (~3.0%)
            $0
            Real change
            $0
            Your keys
            The bank's

            US average savings rate (FDIC) and a ~3% inflation assumption. Illustration only, not advice.

            // book a call

            Your free Keystone Plan session.

            Thirty minutes by phone with our founder. Where you are today, how we'd approach it, and a clear plan you keep whether you join or not.

            Choose a day
            Open times
            Select a time to continue
            What's making you look at this now?
            If you were confident in the approach, how much could you realistically put to work over the next 12 months?
            If we showed you a clear plan for your money, would you be in a position to join a membership?

            // confirmed

            You're booked in.

            • Calendar invite on its way to your inbox
            • We'll text a reminder an hour before
            • Bring your questions, nothing to prepare

            // Frequently asked

            Questions savers ask.

            More on a free call.